Money & Fees reviews
← All reviews3 productswe've bought, tested and scored by hand.
Airport Lounge Memberships
A frequency product sold as a lifestyle product. The math only works if you actually fly often enough for the annual fee to beat paying per visit — and the industry's open secret is that popular lounges are now crowded enough that the thing you're buying is sometimes a queue with better chairs. Count your real flights before you count on the calm.
Dynamic Currency Conversion (DCC)
The rare travel-money question with a one-word answer: decline. When a terminal or ATM abroad offers to charge you in your home currency, it's applying a conversion markup that benefits the merchant's side of the transaction — a point consumer authorities and card networks have made publicly for years. Always choose the local currency. There is no trip where the other button wins.
Travel Money: The Fees That Are Yours to Control
Most of what a traveller loses on money is not exchange rate luck — it is a short list of avoidable fees, each of which has a decision attached. Learn the list once and the same knowledge works in every country for the rest of your life.